Genesis Bank understands that growing businesses need capital to achieve their potential. Our commercial lenders are focused on providing expertise and creative solutions.
Commercial Lending Services
At Genesis Bank, we take time to get to know your business and gain a clear understanding of your goals and strategies. We analyze your business cash flow and funding needs, and then customize a credit solution tailored to your business.
Lines of Credit
A revolving line of credit is a business essential. Use it to manage cash flow by financing short-term working capital needs such as inventory, accounts receivable, or other seasonal expenses. With a line of credit, you may borrow, repay, and borrow again.
Secured term loans are used to finance fixed asset purchases for items such as equipment, vehicles, and furniture. Term loans can be used to finance permanent working capital or debt consolidation and may also be used for buying, improving, or refinancing commercial property.
Letters of Credit
Conduct business with confidence, even when you lack established relationships, with commercial and standby letters of credit from Genesis Bank.
Equipment loans can address a variety of needs for your business, such as the purchase of new computers, vehicles, and heavy machinery. You may also leverage business assets in order to access working capital and use the equity in equipment you already own.
Keep your business finances where they belong on our business credit card. Make purchases safely and securely, with transparent reporting to help with reconciliation.
Owner Occupied Real Estate
Your company’s home may be your biggest asset. Purchase, renovate, or refinance your business location with a Genesis Bank owner occupied Real Estate loan. We offer loans up to 90% LTV with fixed and variable rate options to match your real estate financing needs.
We are ready and able to help! Backed by a team of experts, our Relationship Managers are prepared to offer a tailored solution that includes all the lending, depository and cash management services that your business needs. Contact us today to get started.